Florida diminished value claims. Repaired doesn't mean worth the same.
Had an accident in Florida that another driver caused? Your car may be worth less even after a good repair, and you may be able to claim that lost value from their insurance. We check your case for free and connect you with an independent attorney who handles diminished value claims.
Free case check · No obligation · No fee unless the attorney recovers money
What “diminished value” means
ExampleFlorida
What's different in Florida
Florida is a no-fault state, and that confuses a lot of people. Here's how it fits together, in plain words.
General information, not legal advice. Only an attorney can tell you whether you have a claim.
- 01
No-fault covers injuries, not your car's value
Florida's personal injury protection (PIP) helps with medical bills no matter who caused the crash. The value your car lost is a separate property damage question.
- 02
The claim goes to the at-fault driver's insurer
Florida drivers must carry property damage liability coverage. When another driver caused the accident, a diminished value claim is usually made against that coverage, not your own policy.
- 03
There are deadlines
Florida law limits how long you have to bring a claim, and some limits were shortened in recent years. [EXACT DEADLINE — confirm with partner attorney.] If your accident was recent, it's worth asking now.
- 04
Anywhere in Florida
Miami, Fort Lauderdale, West Palm Beach, Orlando, Tampa, Jacksonville, Tallahassee, Pensacola, or anywhere in between. We call you, so where you live doesn't matter.
Does this sound familiar?
The shop fixed everything. The dealer still offered thousands less on trade-in.
The insurance company paid for repairs and said that's all you get.
The accident now shows on the vehicle history report, and buyers notice.
Nobody told you that you could ask for the lost value.
This is for you if
- another driver caused the accident
- your car was repaired, not totaled
- the accident was recent
We can't help if
- you caused the accident
- the car was declared a total loss
Not sure who was at fault? That's fine. We'll ask.
How it works
You start it in under a minute. The attorney does the rest.
Tell us what happened
Name, phone and a few words about the accident. Under a minute.
We call you back
In English or Russian. We ask about the car, the repairs and who was at fault, and check whether your case fits.
The attorney handles the claim
With your permission, we send your case to our partner attorney. If they take it, they arrange the appraisal and deal with the insurance company for you. You just send the documents you have.
You get paid
If the claim succeeds, you receive the money for your car's lost value, minus the attorney's percentage. No recovery, no fee.
The details, plainly
Who handles your claim
An independent attorney whose practice focuses on diminished value claims. Car Value Help screens and introduces; the attorney does the legal work.
What it costs you
Nothing upfront. The firm works for a percentage of what it recovers. No recovery, no fee.
What we ask about
Who caused the accident, when and where, the car's year, make and model, and whether repairs are done.
What to have ready
The repair estimate or invoice, photos of the damage, and the insurance claim number, if you have them.
My insurance already paid for the repairs. Is that the end of it?
Not always. Paying for repairs fixes the car. It doesn't pay for the value the car lost because the accident is now on its history. That's a separate question, and it's usually raised with the at-fault driver's insurer.
I already signed something from the insurance company. Can I still ask?
Maybe. It depends on what you signed. Have the paper handy when we call; the attorney will need to see it to tell you where you stand.
I traded in or sold the car after the repair. Does that matter?
Tell us when we call. A lower trade-in offer is often how people first notice the lost value, and the attorney will want the dates and the numbers.
How does the attorney get paid?
The attorney takes a percentage of what they recover for you. If there's no recovery, you don't owe them anything. Our check is free either way.
How long does a claim take?
In our partner attorney's experience, most claims settle in two to three months. Every case is different, so yours may be faster or slower.
Will I have to go to court?
Probably not. The vast majority of claims are settled out of court.
Will my insurance rates go up?
The claim is made against the at-fault driver's insurance company, not yours.
What if I already have an injury lawyer?
That's fine. A diminished value claim is separate from an injury claim, so your injury lawyer can keep handling that part.
Do I need to sell my car to collect?
No. You don't have to sell your car to make a claim.
Is Car Value Help a law firm?
No. We're a screening and introduction service. We ask the questions, and with your permission we introduce you to an independent attorney, who decides whether to take your case.
Check my case
Tell us what happened in your Florida accident. We'll call you back, ask a few questions, and tell you plainly whether it's worth sending to the attorney.
- Free, with no obligation
- We never share your information without your permission
- Takes less than a minute
Thank you. We'll call you back.
We usually call within 15 minutes, any time of day. The call comes from (800) 000-0000.
- We ask a few questions about the car, the repairs and who was at fault.
- With your permission, our partner attorney reviews your case. If they take it, they handle the claim with the insurance company.
- If the claim succeeds, you get paid. No recovery, no fee.
Helpful to have ready
The repair estimate or invoice, photos of the damage, and the insurance claim number, if you have them.